give your piggy bank a new life open a UBM DIRECT SAVINGS (fully electronic, high-yield savings account) Annual Percentage Yield (APY%) balance: 2.32% $1,000-$99,999 2.52% $100,000-$349,999 2.73% $350,000-$999,999 3.74% Member $1,000,000 & greater FDIC Ultima Bank MINNESOTA www.ultima.bank Fully electronic account managed online. Transfer money to and from your account at any time. Account holders must have a checking account (at any financial institution chartered in the US) to transfer to and from this account. Rate may change after account is opened. $1,000 minimum balance. Fees may reduce earnings. Rate is accurate as of 07/01/2026. give your piggy bank a new life open a UBM DIRECT SAVINGS ( fully electronic , high - yield savings account ) Annual Percentage Yield ( APY % ) balance : 2.32 % $ 1,000- $ 99,999 2.52 % $ 100,000- $ 349,999 2.73 % $ 350,000- $ 999,999 3.74 % Member $ 1,000,000 & greater FDIC Ultima Bank MINNESOTA www.ultima.bank Fully electronic account managed online . Transfer money to and from your account at any time . Account holders must have a checking account ( at any financial institution chartered in the US ) to transfer to and from this account . Rate may change after account is opened . $ 1,000 minimum balance . Fees may reduce earnings . Rate is accurate as of 07/01/2026 .