Build Your Savings! Limited time CD specials available 3.00% 2.75% APY* APY* 28 Months 15 Months 1301 RALPH ENGELSTAD ARENA DRIVE GRAND FORKS, ND 58203 701.738.8700 | BANKFORWARD.COM BANK FORWARD The promotional Annual Percentage Yield (APY) is available on 15-month and 28-montlh Certificates of Deposit (CD) effective as of 12/11/2018. Minimum opening deposit is $5,000. A penalty may be imposed for early withdrawals. Fees could reduce the earnings on the account. No brokered deposits. No institutional or public funds. No IRAs. Terms, conditions, and CD promotion are subject to change without notice. Member FDIC