A hand-up, not a hand-out... Habitat Homes Built & Purchased in Bemidji Since 1990 Habitat for Humanity builds homes, resilient families and stronger communities Habitat home buyers: Attend a home buyer education class . Meet income guidelines . Contribute 300 hours of "sweat equity" prior to purchasing a home Pay a 0% interest mortgage Continue to volunteer with Habitat Habitat for Humanity Habitat homes lead to: . Productive, engaged citizens . A stronger tax base Thriving communities Habitat Home owners report: Healthier children . Educational success . Stronger family bonds .Self-reliance Want to build with us? Help a local family build their Habitat home this year! Questions, please call or stop in. Northwoods habitat@paulbunyan.net for Humanity 13 Exchange Avenue SE 218-751-4649