YOU'RE INVITED Maximizing Social Security & Managing Health Care Costs Hosted by: Samantha Pond, CLTC® Financial Professional True North Financial Group Don't miss this important and educational presentation! Guest speaker: Tim Stauffer, RICP®, CRPC® Regional Vice President Prudential Annuities, MN & WI Gain a wealth of information on two topics that are crucial for all retirees to understand. In addition to learning strategies that can help maximize your Social Security benefits, you'll also learn how to manage your health care costs in retirement- gaining insight into Medicare, the Affordable Care Act, and long-term care expenses. Workshop topics will include: Maximizing Social Security income for you and your spouse. Strategies to help reduce taxation of Social Security benefits. Estimating your future healthcare costs in retirement. Understanding Medicare Parts A, B, C and D, what they cover, and what they cost. Prudential is providing this workshop for informational or educa- tional purposes only and does not provide investment advice or recommendations about managing or investing your retirement savings. Issued by Pruco Life Insurance Company and by Pruco Life INVESTMENT AND INSURANCE PRODUCTS ARE: Meeting Information Date: October 8, 2024 Time: 5:30 p.m. Location: Double Tree, 115 Lake Shore Dr NE, Bemidji, MN 56601 Space is limited! RSVP today: Contact: Samantha Pond 218-751-6013 or Samantha. pond@prudential.com Hors d'oeuvres and refreshments will be served. NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, ANY BANK OR ITS AFFILIATES SUBJECT TO INVESTMENT RISKS INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED Prudential Samantha Pond offer(s) securities products and services as a Registered Representative of Pruco Securities, LLC (Pruco), 1-800-201-6690 True North Financial Group is not affiliated with Prudential Financial. True North Financial Group sells insurance products of Prudential Financial's affiliated insurance companies in addition to products of non-affiliated insurance companies. True North Financial Group is authorized to sell and service certain insurance products of Prudential Financial's companies as well as use this material. Annuities offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims- paying issuing company. Issuing companies are located in Newark, NJ (main office). Variable Annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing a client's retirement savings. If you would like information about your particular investment needs, please contact a financial professional Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details. We do not provide tax, accounting, or legal advice Clients should consult their own independent advisors as to any tax, accounting, or legal statements made herein. Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries located in Newark, NJ. ©2024 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. ISG IN ANN54 01 1003259-00007-00 YOU'RE INVITED Maximizing Social Security & Managing Health Care Costs Hosted by : Samantha Pond , CLTC® Financial Professional True North Financial Group Don't miss this important and educational presentation ! Guest speaker : Tim Stauffer , RICP® , CRPC® Regional Vice President Prudential Annuities , MN & WI Gain a wealth of information on two topics that are crucial for all retirees to understand . In addition to learning strategies that can help maximize your Social Security benefits , you'll also learn how to manage your health care costs in retirement- gaining insight into Medicare , the Affordable Care Act , and long - term care expenses . Workshop topics will include : Maximizing Social Security income for you and your spouse . Strategies to help reduce taxation of Social Security benefits . Estimating your future healthcare costs in retirement . Understanding Medicare Parts A , B , C and D , what they cover , and what they cost . Prudential is providing this workshop for informational or educa- tional purposes only and does not provide investment advice or recommendations about managing or investing your retirement savings . Issued by Pruco Life Insurance Company and by Pruco Life INVESTMENT AND INSURANCE PRODUCTS ARE : Meeting Information Date : October 8 , 2024 Time : 5:30 p.m. Location : Double Tree , 115 Lake Shore Dr NE , Bemidji , MN 56601 Space is limited ! RSVP today : Contact : Samantha Pond 218-751-6013 or Samantha . pond@prudential.com Hors d'oeuvres and refreshments will be served . NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT A DEPOSIT OR OTHER OBLIGATION OF , OR GUARANTEED BY , ANY BANK OR ITS AFFILIATES SUBJECT TO INVESTMENT RISKS INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED Prudential Samantha Pond offer ( s ) securities products and services as a Registered Representative of Pruco Securities , LLC ( Pruco ) , 1-800-201-6690 True North Financial Group is not affiliated with Prudential Financial . True North Financial Group sells insurance products of Prudential Financial's affiliated insurance companies in addition to products of non - affiliated insurance companies . True North Financial Group is authorized to sell and service certain insurance products of Prudential Financial's companies as well as use this material . Annuities offered and issued by third party companies not affiliated with Allstate . Each company is solely responsible for the financial obligations accruing under the products it issues . Product guarantees are backed by the financial strength and claims- paying issuing company . Issuing companies are located in Newark , NJ ( main office ) . Variable Annuities are distributed by Prudential Annuities Distributors , Inc. , Shelton , CT . All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations . This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any clients or prospective clients . The information is not intended as investment advice and is not a recommendation about managing or investing a client's retirement savings . If you would like information about your particular investment needs , please contact a financial professional Annuity contracts contain exclusions , limitations , reductions of benefits , and terms for keeping them in force . Your licensed financial professional can provide you with complete details . We do not provide tax , accounting , or legal advice Clients should consult their own independent advisors as to any tax , accounting , or legal statements made herein . Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries located in Newark , NJ . © 2024 Prudential Financial , Inc. and its related entities . Prudential , the Prudential logo , and the Rock symbol are service marks of Prudential Financial , Inc. and its related entities , registered in many jurisdictions worldwide . ISG IN ANN54 01 1003259-00007-00