LAND Kal red 15-MONTH CD 2.30%; 23-MONTH CD 2.47%; 58-MONTH CD 2.85%; Offer only for a limited time. Visit with a River Wood Bank employee-owner today! BANKTWO BEMIDJI LOCATIONS 1260 Paul Bunyan Dr NW 214 5th Street (218) 751-5120 (218) 751-8610 River WoodBank.com Annual Percentage Yield (APY) in effect as of April 1, 2019. RiverWood Bank checking account required. Minimum certificate amount of $5,000 required. Inerest compounded and credited quarterly. Penalty imposed for early withdrawal. Fees could reduce earnings. Rates are subject to change without notice. Stated special rates are not eligible for other bonus programs and not available for public funds or institutional investors. Additional restrictions may apply. See a banker for details, MEMBER FDIC