THRIVENT FINANCIAL Connecting faith & finances for good. EARN 3.15% FOR 2 YEARS With a fixed annuity contract of $50,000-$99,999 If you want confidence your money will grow at a steady pace, consider a Thrivent Financial Security One single premium deferred fixed annuity. It offers: . Guaranteed interest rate for two years .Tax-deferred growth. Protection of principal. After two years, a new rate will apply. Subsequent rates will not change more than once every 12 months and will never be less than the guaranteed minim urm rate of 1.50%.1 Annuities are intended to be long-term savings vehicles, particularly for retirement. Call today! Saundra J McLearn Financial Associate Bemidji and Blackduck 218-444-3190 Guarantees are based on the financial strength and claims-paying ability of Thrivent Financial for Lutherans. Interest rates are banded, which means a higher rate is paid for higher premiums. Interest is compounded daily and continues to accrue until a payout is chosen. Surrender charge schedule: Year 1-7%, Year 2-6%, Year 3-5%, Year 4-4%, Year 5-396, Year 6-296, Year 7-196, Year 8 and beyond-096. withdrawals or surrenders are subject to federal income taxation. Contract owner may withdraw up to 10% of accumulated value annually without surrender charges. Withdrawals in excess of 10% per year are subject to surrender charges. Upon contract termination, Thrivent Financial will pay no less than all premiums paid, less any previous withdrawals. The bonus rate provides a higher interest rate for two full contract years. If the two-year interest rate bonus is selected, a longer surrender charge period (nine years instead of seven years) applies, and the return-of-premium benefit and enhanced surrender benefit are not available, Distributions taken prior to age 59 may be subject to 10% IRS premature distribution penalty Insurance products issued or offered by Thrivent Financial, the marketing name for Thrivent Financial for Lutherans, Appleton, WI. Not all products are available in all states. Thrivent Financial representatives are licensed insurance agents/producers of Thrivent. For additional important information, visit Thrivent.com/disclosures Rates are current as of 5/1/2018 and are subject to change at any time Minimum single premium $5,000 (at a guaranteed minimum rate of 1.50%) A-AS SPDA (04) Series, A-AS-SPDA ID (04) Rev. 5-18 Appleton, Wisconsin . Minneapolis, Minnesota Thrivent.com 800-847-4836 277718 R3-14