Winter CD Specials.! 12 Month CD 30 Month CD 2.00% 2.75% (APY) Annual Percentage Yield (APY) Annual Percentage Yield Ultima Bank $1,000 minimum deposit No institutional deposits. Ask us for further information regarding account terms and fees. Expires 1/11/2019 MINNESOTA Member Winger. Fosston . Plummer. Bemidji www.ultimabank.com 800-421-2588 EDIC