The temperature outside may be cold but these rates are HOT! UBM Direct Savings high yield savings account 1.60% 2.02% Annual Percentage Yield balances $1000-8499,999 Annual Percentage Yield balances S500,000 & greater Ultima Bank MINNESOTA www.ultimabank.com 800-421-2588 Winger Fosston . Plummer Bemidji. East Grand Forks (LPO) MembE PDIC Fully electronic account managed online. Transfer money to and from your account at any time. Account holders must have a checking account (at any financial institution chartered in the US) to transfer to and from this account. Rate may change after account is opened. $1000 minimum balance. Fees may reduce earnings. Rate is accurate as of 1/25.