Headwater s Mutual Insurance Company 2820 Beltrami Avenue NW, Bemidji (218) 751-5405 NOTICE TO POLICY HOLDERS 0 You're Invited to Attend the Annual Meeting for Headwaters Mutual Insurance Company Formally: Lakeland Farmers Insurance Company, Bemidji Farmers Mutual Fire Insurance Company of Clearwater County, Gonvick Saturday, March 23rd At the Blackduck Senior Center Annual Business Meeting starts at 11:00 anm Followed by Lunch Door Prizes Must be Present to Win