Headwaters Mutual Insurance Company 2820 Beltrami Avenue NW. Bemidii NOTICE TO POLIGY HOLDERS 0 0 You're Invited to Attend the Annual Meeting for Headwaters Mutual Insurance Company Formally: Lakeland Farmers Insurance Company, Bemidji Farmers Mutual Fire Insurance Company of Clearwater County, Gonvick Saturdays March 23rd At the Blackduck Senior Center Annual Business Meeting starts at 11:00 am Followed by Lunch Door Prize:s Must be Present to WinAnnual Busr