SPOOKY Good Rates for a GHOOLISHLY Great Time! 12 Month CD 4.25% (APY) ANNUAL PERCENTAGE YIELD 18 Month CD 4.15% (APY) ANNUAL PERCENTAGE YIELD Ultima Bank MINNESOTA Wishing everyone a safe and HAPPY HALLOWEEN! Member FDIC $1,000 minimum deposit to open. $1,000 minimum balance required to earn APY. No institutional deposits. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Expires 11/1/2024. Winger Fosston Plummer Bemidji East Grand Forks Gary www.ultimabank.com 800-421-2588 SPOOKY Good Rates for a GHOOLISHLY Great Time ! 12 Month CD 4.25 % ( APY ) ANNUAL PERCENTAGE YIELD 18 Month CD 4.15 % ( APY ) ANNUAL PERCENTAGE YIELD Ultima Bank MINNESOTA Wishing everyone a safe and HAPPY HALLOWEEN ! Member FDIC $ 1,000 minimum deposit to open . $ 1,000 minimum balance required to earn APY . No institutional deposits . Fees may reduce earnings . A penalty may be imposed for early withdrawal . Expires 11/1/2024 . Winger Fosston Plummer Bemidji East Grand Forks Gary www.ultimabank.com 800-421-2588