SNOWBALL YOUR SAVINGS with our winter CD specials 12 MONTH CD 24 MONTH CD 3.65% 3.40% Ultima Bank (APY) Annual Percentage Yield (APY) Annual Percentage Yield MINNESOTA $1,000 minimum deposit to open. $1,000 minimum balance required to earn APY. No institutional deposits. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Expires 1/30/2026. Member Winger Fosston · Plummer FDIC Bemidji East Grand Forks Gary www.ultimabank.com (800) 421-2588 SNOWBALL YOUR SAVINGS with our winter CD specials 12 MONTH CD 24 MONTH CD 3.65 % 3.40 % Ultima Bank ( APY ) Annual Percentage Yield ( APY ) Annual Percentage Yield MINNESOTA $ 1,000 minimum deposit to open . $ 1,000 minimum balance required to earn APY . No institutional deposits . Fees may reduce earnings . A penalty may be imposed for early withdrawal . Expires 1/30/2026 . Member Winger Fosston · Plummer FDIC Bemidji East Grand Forks Gary www.ultimabank.com ( 800 ) 421-2588