LUCK IS ON YOUR SIDE! EARN SOME GREEN WITH OUR CD SPECIALS 12 MONTH CD 3.65% (APY) Annual Percentage Yield 24 MONTH CD 3.40% (APY) Annual Percentage Yield $1,000 minimum deposit to open. $1,000 minimum balance required to earn APY. No institutional deposits. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Expires 03/13/2026. Ultima Bank MINNESOTA Member FDIC Winger Fosston Plummer Bemidji East Grand Forks Gary www.ultimabank.com (800) 421-2588 LUCK IS ON YOUR SIDE ! EARN SOME GREEN WITH OUR CD SPECIALS 12 MONTH CD 3.65 % ( APY ) Annual Percentage Yield 24 MONTH CD 3.40 % ( APY ) Annual Percentage Yield $ 1,000 minimum deposit to open . $ 1,000 minimum balance required to earn APY . No institutional deposits . Fees may reduce earnings . A penalty may be imposed for early withdrawal . Expires 03/13/2026 . Ultima Bank MINNESOTA Member FDIC Winger Fosston Plummer Bemidji East Grand Forks Gary www.ultimabank.com ( 800 ) 421-2588