Start SMART this school year with a savings account for their future! Ultima Bank MINNESOTA UBM SMART Savings Account 5.10% Member Annual Percentage Yield SMART (School Money At Right Time) is designed specifically for youth who are 18 years of age or younger. Interest Rate is variable and subject to change without notice. Penalty for early withdrawal (6 mo. interest earned). FDIC Fees could reduce earnings. Rate is accurate as of 9/4/24 www.ultimabank.com 800-421-2588 Winger Fosston Plummer Bemidji East Grand Forks Gary Start SMART this school year with a savings account for their future ! Ultima Bank MINNESOTA UBM SMART Savings Account 5.10 % Member Annual Percentage Yield SMART ( School Money At Right Time ) is designed specifically for youth who are 18 years of age or younger . Interest Rate is variable and subject to change without notice . Penalty for early withdrawal ( 6 mo . interest earned ) . FDIC Fees could reduce earnings . Rate is accurate as of 9/4/24 www.ultimabank.com 800-421-2588 Winger Fosston Plummer Bemidji East Grand Forks Gary