You can't control everything. Sometimes you just need to relax and have faith that things will work out. THANK YOU TO OUR HEROES KEEPING US SAFE RiverWood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Calli Ferdig Steven Berry LPL Financial Advisor Client Services Associate www.riverwoodfinancial.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affilites. RiverWood Bank and RiverWood Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial, and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affliates of, RiverWood Bankand RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value You can't control everything. Sometimes you just need to relax and have faith that things will work out. THANK YOU TO OUR HEROES KEEPING US SAFE RiverWood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Calli Ferdig Steven Berry LPL Financial Advisor Client Services Associate www.riverwoodfinancial.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affilites. RiverWood Bank and RiverWood Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial, and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affliates of, RiverWood Bankand RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value