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    September 22, 2020
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Prepare FOR THE ROAD AHEAD WITH INVESTMENT SERVICES AT RIVERWOOD FINANCIAL. We offer access to a wide range of investment opportunities to work toward your goals that include: IRA Rollover Service Life Insurance Long Term Care Insurance Mutual Funds Portfolio Reviews Retirement Planning Stocks and Bonds Traditional and Roth IRAS 401(k) Transition Assistance Advisory and Wealth Management College Education Planning Disability Insurance Employee Retirement Accounts Estate Planning Financial Planning Fixed and Variable Annuities RiverWood FINANCIAL Located at River Wood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Steven Berry LPL Financial Advisor Client Services Associate Calli Ferdig www.riverwoodfinancial.com SIPC). Insurance products are offered through LPL or its licensed affiliates. RiverWood Bank and RiverWood Financial are not registered as a broker- dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial , and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RiverWood Bank and RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value Prepare FOR THE ROAD AHEAD WITH INVESTMENT SERVICES AT RIVERWOOD FINANCIAL. We offer access to a wide range of investment opportunities to work toward your goals that include: IRA Rollover Service Life Insurance Long Term Care Insurance Mutual Funds Portfolio Reviews Retirement Planning Stocks and Bonds Traditional and Roth IRAS 401(k) Transition Assistance Advisory and Wealth Management College Education Planning Disability Insurance Employee Retirement Accounts Estate Planning Financial Planning Fixed and Variable Annuities RiverWood FINANCIAL Located at River Wood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Steven Berry LPL Financial Advisor Client Services Associate Calli Ferdig www.riverwoodfinancial.com SIPC). Insurance products are offered through LPL or its licensed affiliates. RiverWood Bank and RiverWood Financial are not registered as a broker- dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial , and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RiverWood Bank and RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value