Crjoy Life's Possibilities with COMPREHENSIVE RETIREMENT AND INVESTMENT PLANNING We offer a wide range of investment opportunities to work towards your goals including Advisory and Wealth Management services. RiverWood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Steven Berry LPL Financial Advisor Client Services Asociate Calli Ferdig www.riverwoodfinancial.com Securities and advisory services are offered through LPL Finandial (LPL), a registered investment advisor and broker-dealer (member FINRA/ SIPC). Insurance products are offered through LPL or its licensed affiliates. RiverWood Bank and RiverWood Financial are not registered as a broker- dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial, and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RiverWood Bank and RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value Crjoy Life's Possibilities with COMPREHENSIVE RETIREMENT AND INVESTMENT PLANNING We offer a wide range of investment opportunities to work towards your goals including Advisory and Wealth Management services. RiverWood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 Steven Berry LPL Financial Advisor Client Services Asociate Calli Ferdig www.riverwoodfinancial.com Securities and advisory services are offered through LPL Finandial (LPL), a registered investment advisor and broker-dealer (member FINRA/ SIPC). Insurance products are offered through LPL or its licensed affiliates. RiverWood Bank and RiverWood Financial are not registered as a broker- dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial, and may also be employees of RiverWood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RiverWood Bank and RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value