LIFE IS A JOURNEY THAT STARTS AND ENDS WITH FAMILY Together, we'll develop sound financial strategies to help address your needs now and into the future with COMPREHENSIVE RETIREMENT AND INVESTMENT PLANNING. We offer a wide range of investment opportunities to work towards your goals including Advisory and Wealth Management services. Steve Berry LPL Financial Advisor Calli Ferdig Client Services Associate River Wood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji, MN 56601 (218) 308-2223 www.riverwoodfinancial.com Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/ SIPC). Insurance products are offered through LPL or its licensed affiliates. RiverWood Bank and RiverWood Financial are not registered as a broker- dealer or investment advisor. Registered representatives of LPL offer products and services using RiverWood Financial, and may also be employees of River Wood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, RiverWood Bank and RiverWood Financial. Securities and insurance offered through LPL or its affiliates are: Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value LIFE IS A JOURNEY THAT STARTS AND ENDS WITH FAMILY Together , we'll develop sound financial strategies to help address your needs now and into the future with COMPREHENSIVE RETIREMENT AND INVESTMENT PLANNING . We offer a wide range of investment opportunities to work towards your goals including Advisory and Wealth Management services . Steve Berry LPL Financial Advisor Calli Ferdig Client Services Associate River Wood FINANCIAL Located at RiverWood Bank 214 5th Street NW | Bemidji , MN 56601 ( 218 ) 308-2223 www.riverwoodfinancial.com Securities and advisory services are offered through LPL Financial ( LPL ) , a registered investment advisor and broker - dealer ( member FINRA / SIPC ) . Insurance products are offered through LPL or its licensed affiliates . RiverWood Bank and RiverWood Financial are not registered as a broker dealer or investment advisor . Registered representatives of LPL offer products and services using RiverWood Financial , and may also be employees of River Wood Bank . These products and services are being offered through LPL or its affiliates , which are separate entities from , and not affiliates of , RiverWood Bank and RiverWood Financial . Securities and insurance offered through LPL or its affiliates are : Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value